Unsubsidized Loan - Unsubsidized Loans are available to undergraduate and graduate students; there is no requirement to demonstrate financial need. Students are responsible for paying the interest on a Direct Unsubsidized Loan during all periods.

Required steps for student to complete:

• Go to StudentAid.gov.
• Log in using your FSA ID username and password.
• Go to Checklists.
• Select I’m in School.
  • Complete a Master Promissory Note (MPN) to take out a federal student loan.
  • Complete entrance counseling before getting a student loan.

For more information, click here.

PLUS Loan for Graduate/Professional Students – This loan is commonly referred to as a Grad PLUS Loan and is available to graduate or professional students enrolled at least half-time at an eligible school in a program leading to a graduate or professional degree or certificate.

Required steps for student to complete:

• Go to StudentAid.gov.
• Log in using your FSA ID username and password.
• Go to Checklists.
• Select I’m in School.
  • Apply for a PLUS loan for graduate school to help pay for your child’s education expenses not covered by other aid.
  • Complete a Master Promissory Note (MPN) to take out a federal student loan.
  • Complete entrance counseling before getting a student loan.

For more information, click here.